Chemicals or sewage may be present in the flood water in your home. Wear waders, hip/waist-high waterproof boots, rubber gloves when entering the house, and remove any water-damaged items. FEMA also recommends boiling water until local authorities have time to inspect the water supply and ensure it is safe.
It is critical to take pictures and videos of all affected areas before removing any water or damaged items. The easiest way is to send a digital version to the insurance company. Forgetting this step, or doing it after you have started removing water or making repairs, could reduce your coverage.
The best thing you can do to minimize flood damage is to hire a certified restoration company. Restoration companies will know what to do and have industrial-level equipment (pumps, fans, etc.) that do a better job than ones you could rent or buy.
When looking at restoration companies read reviews to find a company that does quality work and is responsive to its customers.
When your house has experienced flood damage, it’s critical to take quick action to minimize the damage to your home and the contents. Start with this shortlist to ensure you don’t make any costly mistakes:
Following the above checklist in the first 24 hours after the flood will ensure you minimize damage to your house and possessions and reduce danger to yourself and other occupants. It also puts you in a position to file for and obtain the best possible insurance coverage of the damage. Let’s discuss each checklist item in detail:
Flooded homes can present numerous hazards that can cause serious injury. The Federal Emergency Management Agency instructs homeowners to check for structural damage such as cracked, warped, or loosened foundations. If you suspect damage to water, gas, sewer, or electric lines, contact utility companies before entering the home.
As a precaution before entering any flooded home, turn off all water and electrical. Even if you’ve lost power, you want the primary circuit turned off so that when electricity returns, you aren’t in standing water, risking electrical shock.
Always keep your insurance company’s claim phone number stored in your cell phone, so you can easily access it when disaster strikes. Contact them as soon as you realize you have flood damage: there will be a landslide of calls coming in, and you want to get your name on the list sooner rather than later. If the local insurance claim number is busy, call the national number to schedule an appointment for an insurance adjuster to survey the damage.
Ensure you get clear direction, so you know if you have to wait for an adjuster to inspect the property before beginning repairs. Document the names of who you talk to and conversation details at every step of the process. If you can, ask them to send via email a summary of what they have told you, so you have it in writing.
Be aware that a typical homeowner’s policy does not cover flooding due to inclement weather. You will need to have a separate flood insurance policy.
It may take a few hours, or days, for your remediation company to get to your house, depending on the number of calls. In the meantime:
If a region is officially declared a “disaster area” by the government, you may have access to additional resources to help remedy the damage to your home and extra financial assistance. You can contact FEMA directly to inquire or ask your insurance agent.
A high-quality and legitimate restoration company repairs more than your property. They help you through the stress and sadness of losing your belongings and healing through compassion, professionalism, communication, and quality workmanship.
Choosing a scam contractor by mistake can result in a 2nd disaster on top of the one you’ve already experienced. Take the time to make sure you choose slowly and carefully so that you can recover from the disaster you have experienced as quickly as possible.
If you, or someone you know, face a flooding crisis, call someone you can trust. Absolute Cleaning and Restoration is a local company that cares about its clients. Our trained technicians will quickly respond to your call, visit your property and assess your situation, and give you a detailed estimate for the job.
Customers keep returning to Absolute Cleaning and Restoration because of the quality service we provide at reasonable prices. Previous clients know that our company truly cares about each of our clients and continue to recommend us to others. People know we are a locally owned and family run business that will always be here to take care of our customers – give us a call today (662-760-4348), so we can help you recover and move on with your life.